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Why It Is Important For A Proper Nursing Diagnosis Nursing Care Plan For Heart Disease Patient?

Why It Is Important For A Proper Nursing Diagnosis And Nursing Care Plan For Heart Disease Patient?

Introduction

Most patients fail to grasp the importance of nursing diagnosis nursing care plan for heart disease patient. This is a key factor in treatment and outcomes of heart disease. The need and benefits include personalized care, a structured and prioritized approach, proper monitoring, and maintenance of records. All of this helps in improving outcomes considerably.

Is Heart Disease Covered Under 80DDB?

The answer to the question if heart disease is covered under 80DBB is no, it is not covered. Before we look into more about nursing diagnosis nursing care plan for heart disease patient, here is quick overview of the section.  This refers to section 80DDB of the Income Tax Act, 1961, wherein certain medical expenses incurred for treating specific ailments are granted tax deductions. Specific laws govern these terms and conditions and are granted only for a list of ailments under Rule 11DD.

Heart disease does not figure under Rule 11DD, and is therefore not eligible to receive tax exemptions under section 80DDB. It is important to note that the grant of exemptions or non-eligibility of exemptions under this rule is different from the permitted deductions on health insurance. Deductions on health insurance are permitted under a different income tax rule.

What Are The Important Points Covered In Rheumatic Heart Disease Health Education?

As part of awareness of nursing diagnosis nursing care plan for heart disease patient here is a look at important points about rheumatic heart disease. Rheumatic heart disease is an outcome of rheumatic fever, following an untreated or poorly treated strep throat infection. In this condition, the immune response to the disease causes inflammation and damage to the heart valves. 

The disease mainly affects the heart valves, causing thickening, scarring, and possible deformation. This results in narrowing or leakage of the valves. After this damage to the heart valves, the condition acquires a permanent nature, and possibly worsens. Symptoms linked to the condition include difficulty breathing, fatigue, chest pain, swollen joints, and changes to heart beats.  

The condition is relatively common in developing countries with limited access to medical care and antibiotics for strep throat infections. Prevention is mainly treatment of streptococcal throat infections with antibiotics, that will prevent it from progressing to rheumatic fever. Additionally, long-term antibiotic prophylaxis for patients with rheumatic fever helps to prevent recurrence. This will also prevent it from progressing to rheumatic heart disease.

The condition is diagnosed by evaluation of patient history, physical examination, and indications of signs such as heart murmurs. Echocardiography helps to assess valve damage and heart function, while blood tests look for inflammation.

Treatment includes anti-inflammatory drugs and antibiotics to manage rheumatic fever. In certain cases, surgery involving valve repair or valve replacement is carried out. During and after treatment, patients require additional medications to handle heart failure or to control arrhythmias.

The condition requires lifelong management through periodic reviews, echocardiograms, and long term prophylaxis. This helps to manage the disease and ensure that that there is no further valve damage. It is important to note that RHD, if left untreated, can cause complications such as heart failure, atrial fibrillation, stroke, and high levels of risk of infection of the heart lining.

What Are The Different Coverage Plans Life Insurance Heart Disease?

As part of understanding more about nursing diagnosis nursing care plan for heart disease patient, here is a quick look at life insurance plans for heart disease. Presently, in India, the options for life insurance with coverage for specific illnesses are limited. Options come with stringent medical underwriting, and special plans.

Term life insurance plans – These are typically standard plans that offer pure life coverage. However, some policies offer coverage for pre-existing conditions, with strict medical underwriting. Such policies come with higher premiums or certain exclusions. Some term plans come with the option of critical illness riders to cover heart disease and other diseases that are serious in nature.

Critical illness insurance – These policies offer a lump sum benefit when a covered illness is diagnosed. This covers medical expenses, costs towards recovery, and also possible loss of income. This can be combined with life insurance. 

Guaranteed plans – These are plans that give you life coverage without having to undergo any medical examination. But such plans usually have a lower coverage amount, with high premiums, and possible waiting periods.

Health insurance plans – There are comprehensive health insurance plans offering provide coverage for heart disease treatment. This helps cover the high cost of cardiac treatment. Some policies are available with heart-specific plans, such as SBI Health Insurance’s SBI Cardiac Care or Star Health Cardiac Care. These policies cover expenses related to heart disease treatment.

High-risk insurance plans – There are specialized policies for high-risk individuals, including patients with heart disease. Such plans come with different premiums, with limited benefits, or lesser waiting period. During medical underwriting, it is necessary to provide detailed medical history, reports, and tests. This is required to assess risks linked to heart disease.

An important point to be remembered is that patients are to be ready to pay higher premiums as a result of the higher risk. There is a possibility of exclusions for pre-existing heart conditions, or there could be waiting periods before coverage begins.

Options That Help To Prevent Or Treat The Conditions Pro-Actively

In some instances, prevention of a disease may not be a possibility. For instance, an inherited condition cannot be prevented. Similarly, the scope for preventing congenital conditions is also limited. The best option in such instances is to go in for diagnosis to identify the condition on time. This helps to start the treatment early and also to ensure that better outcomes. Advanced genetic testing facilities in Tamil Nadu offer you the option of checking for inherited conditions and congenital conditions. By identifying genetic components of a disease, it is possible to take suitable remedial measures like lifestyle changes and medications. This helps prevent adverse outcomes and ensures that the condition is managed effectively.

December 3, 2024 Genetic Testing